Mr Viner, alongside Cullen Haynes – former Macquarie Banker now asset finance specialist mortgage broker at Legal Home Loans – have penned a piece detailing how recent pricing for blue-chip real estate combined with long-term growth opportunities is creating strong appeal.

In their piece, the pair noted recent comments by the Reserve Bank of Australia governor Philip Lowe seemed to be a warning to all major financiers changing their credit processes, with the RBA head noting that “banks are becoming too cautious”.

“Although this may be true for many Australians in current climate finding it both vexing and difficult to get their loan approved, there is one mortgage company that attests their clientele have never found it more opportune to secure lending,” Mr Viner and Mr Haynes wrote in their piece. Commenting further, Mr Haynes said that lawyers can leverage their unique risk profile among lenders.

“The financial savings, favourable credit criteria and bespoke options that most lawyers are eligible for were and still are widely unknown,” he said.

“This is most important for lawyers as house prices in Australia are 44.8 per cent higher over the past decade and 209.9 per cent over the past 20 years, with CoreLogic data suggesting that prices now have reverted to where they were at the start of 2017.”

Mr Haynes noted that despite the “media rhetoric of a failing property economy and the holiday time being a historically quieter one for purchases...We’ve actually noticed a significant increase in volume for December and January”.

“Our legal clients are actively leveraging their elite risk profile and buying up opportunities that the general population are too shying away from,” he said.

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In terms of finance to the general public, Mr Haynes continued, “four years ago those borrowers qualified for a $1,000,000 investment property loan are now struggling to qualify for half that amount, despite having full time jobs, clean credit history and security backing”.

“The legal profession though, is one that is looked upon favourably by certain lenders and thus borrowing capacity in many instances remains higher than the national average,” he said.

Furthermore, Mr Haynes clarified that the LMI waiver can be to 90 per cent. Lawyers, Mr Haynes advised, “... because of their standing, are able to access products that give them the edge in this market”.

“Many legal professionals are simply unaware (as it’s not very well advertised) that, because of their elite standing, [they] can in fact borrow up to 90 per cent with certain lenders on our panel.”