With the RBA approving its second rate cut of 2025 (0.25%), now is the time to review your loan and maximise your savings. Whether your goal is to reduce repayments, unlock greater borrowing capacity, or reposition your lending strategy, acting early could mean significant long-term benefits.

Legal professionals require financial solutions that align with their career trajectory. From chambers finance to partnership loans, residential mortgages to investment lending, securing the right structure can make all the difference.

At Distinctive Finance, we specialise in financial solutions for legal professionals, whether you’re looking to lower repayments, increase borrowing power, or refinance strategically.

What This Rate Cut Could Mean for You

Refinance & Reposition Your Debt for Better Long-Term Gains

A lower rate environment provides an opportunity to not just save on repayments but strategically reposition debt, potentially improving your equity position and creating flexibility for future financial goals.

Lower Your Repayments & Free Up Cash Flow

Even a modest rate reduction can significantly reduce monthly outgoings, freeing up cash that could be redirected into investments, savings, or simply provide greater financial breathing room.

Increase Your Borrowing Power & Expand Your Opportunities

Falling interest rates can boost your serviceability, giving you greater capacity to access additional funding.

From Law Firm to Chambers We’ve Got Your Finance Covered

With over 150 years of combined debt advisory experience, we streamline complex financial processes and provide tailored lending solutions. Leveraging our expertise and strong relationships within the financial sector, our dedicated division offers unparalleled financial solutions tailored specifically for the legal industry. Experience the difference with personalised attention, deep industry insight and market-leading expertise that sets us apart.

Here’s how we’ve helped legal professionals like you:

Fast-Tracked First Home Loan - A barrister struggling to secure finance had approved terms in 48 hours after working with our team.

Complex Income? No Problem - A legal professional in Singapore secured funding for a Sydney home despite earning in multiple currencies.

Read more case studies here.

70+ 5 star reviews

“We have been using Distinctive Finance for all our mortgage needs across our property portfolio for over 8 years now! Christian and his team are excellent to work with. Sound advice, very professional, and prompt to respond. Being former bankers they have an in-depth knowledge of banking. Our one stop shop for all things banking related. Great people, very friendly and always there when you need them.”

— 5-star client review

Now Is the Time to Act

With rates dropping, there’s never been a better time to review your loan. Even a small rate reduction could save you thousands over the life of your mortgage.

Enquire today for a personalised financial review assessing your income, expenses and borrowing power.

Mitchell Lobb
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0401 189 686

Christian Goodall
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0407 712 877

Distinctive Finance Australasia Pty Ltd ABN 92 643 620 946. Credit Representative 525771 is authorised under Australian Credit Licence 389328. Goodasgold Australia Pty Ltd ABN 63168783453. Credit Representative 553960 is authorised under Australian Credit Licence 389328. Your full financial situation would need to be reviewed prior to acceptance of any offer or product.